Whether the result of economic downturn, lost job, reduction in hours, bad choices, identity theft, etc, a fresh start is just around the corner. You cannot continue to dodge creditors, borrow from Peter to pay Paul, and listen to the unending and often harassing phone calls. Cross Law Firm, LLC can stop certain repossessions, garnishments, suits, judgments, and levy. This is the purpose of bankruptcy. Bankruptcy lets you get back on your feet, have a fresh start and take off again. We file bankruptcy for individuals under Chapter 7 and 13 of the Federal Bankruptcy Code. Cross Law Firm, LLC is a debt relief agency. No charge for bankruptcy consultations.